Specialist New Build Mortgage Advice

Buying a New Build home can be an exciting time and an appealing route to take given the many offers being promoted, including shared equity, part exchange and Government incentives, such as Help to Buy.

With so many great schemes and incentives, new home buyers are often overwhelmed by the number of options to choose from. That’s why it’s important to get impartial advice, making sure you are aware of all the choices made available from various builders.

At Richard Bamber & Company we have over 20 years experience in providing industry leading services and strive to simplify a process that can be both complex and involved. That’s why we have a new homes mortgage team, consisting of specialist advisers and committed case managers, ensuring we have sufficient resources in place to deliver a first class service to new home buyers.

We’ll appoint you your own dedicated adviser, who’s an expert in New Build homes, the choice of schemes and various incentives available.

Offering a localised service, ensures your adviser has strong local knowledge and understands the locations and products being offered by builders in your area. They’ll also be on hand to work in close partnership with surveyors, solicitors and estate agents throughout the entire mortgage process to provide tailored mortgage services to our clients, making things as straightforward as possible.

95% New Build Mortgages

There are a number of options currently available to those looking to buy a New Build home, including the Help to Buy Equity Loan Scheme which can allow you to buy a home with as little as a 5% deposit, whilst retaining 100% home ownership.

With the introduction of the Help to Buy schemes, being able to purchase your first home with a deposit as low as 5%, has proved extremely popular with first time buyers, helping many take that all important step onto the property ladder.

As a result, many lenders are recognising it’s success and are actively supporting the scheme and coupled with low mortgage rates, there are some very attractive 95% mortgages tailored specifically for New Build properties.

If you are interested in buying a New Build home, or simply would like more information from an impartial source, speak to one of our professional advisers to learn more about your options. We will talk you through what is right for your personal circumstances, finding you the mortgage to suit your needs.

There is more information about Help To Buy on our dedicated page.